Description
Get a brand-new credit card machine (a $499 value) for $0 down when you open a new account with Merchant Advisory Services.
For businesses running $20K+ a month in card sales, with a new 36-month processing agreement. Early cancellation fee applies.
Any brand, any condition.
Offer ends November 20, 2026. See full terms
How the trade-in works
Three steps. We handle the setup and take the old machine off your hands.
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Call us
Call 646-780-0802. Mention code FALL26.
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Send us recent merchant statement
We review your current rates and card volume, then show you your new rate in writing before you commit to anything.
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Swap your machine on approval
Your new machine arrives programmed and ready to take payments. Once it’s running, we collect your old machine.
Trade-in program terms
Everything, in simple plain language.
- The offer. Merchant Advisory Services (“MAS,” “we”) provides one new payment terminal (retail value $499) at no charge to qualifying businesses that open a new merchant processing account with us. Applications must be received by 11:59 p.m. Eastern Time on November 20, 2026. Promo code FALL26.
- Who qualifies. New merchant accounts only. Your business must show average card sales of $20,000 or more per month on recent processing statements. All accounts are subject to underwriting approval, and we may decline any application. Limit one free terminal per business, determined by federal tax ID.
- Processing term. The free terminal requires a 36-month merchant processing agreement. Your account must remain open, in good standing, and actively processing card payments for the full term.
- Who owns the machine. The machine remains property of Merchant Advisory Services during the 36-month term. After 36 consecutive months of processing with an account in good standing, ownership transfers to you at no cost.
- Early cancellation. If your account closes for any reason before the end of the 36-month term, you must either return the machine, in working condition with its charger, within 30 days of closing, or pay a $499 early cancellation fee.
- Eligible trade-in equipment. You may trade in any card terminal, PIN pad, or POS device of any brand and in any condition, including non-working equipment, provided you own it outright. We don’t accept leased equipment, rented equipment, or equipment owned by another processor or provider. By trading in a device, you confirm you have the right to transfer it. A trade-in is not required to receive the free machine.
- Transfer of your old device. When you hand over a trade-in device, it becomes property of Merchant Advisory Services. No cash, credit, or other payment is provided for it. We may have it refurbished, resold, or recycled by third-party partners.
- Your data. Before handing over a device, settle your final batch and remove any SIM card and personal accounts. Our refurbishment partner erases or re-encrypts every device it receives. We aren’t responsible for information you leave on a device after you hand it over.
- Your current provider. You are responsible for ending any agreement with your current processor, POS provider, or equipment leasing company, including any cancellation fees, lease payments, or equipment returns they require. Opening an account with Merchant Advisory Services doesn’t cancel those agreements.
- Warranty and repairs. Your new machine will include a manufacturer’s warranty. Outside the warranty, we can arrange repairs through our repair partner, and we’ll quote the price before any work begins. Loss, theft, liquid damage, and physical damage aren’t covered.
- Changes to this program. We may change or end this program for new applicants at any time. Changes won’t affect merchants who have already been approved. This offer can’t be combined with other equipment promotions and is void where prohibited.
- Your merchant agreement. These terms are in addition to your merchant processing agreement.
